Mortgage Loan

Mortgage Loans in Rajkot

A Clear Guide to Getting the Right Home Loan

Purchasing a home is a major life decision, and choosing the right mortgage loan is essential to making that dream a reality. If you're looking for mortgage loan services in Rajkot, we’re here to help you find the most suitable financing options based on your needs, eligibility, and budget.

What Is a Mortgage Loan?

A mortgage loan, also known as a home loan, is a secured loan offered by banks and financial institutions to help individuals purchase residential or commercial property. The property acts as collateral until the loan is fully repaid.

Key Features of Mortgage Loans in Rajkot

  • Loan Amount: Can range from ₹5 lakhs to several crores, depending on property value and eligibility

  • Interest Rates: Varies from 8.5% to 10.5% per annum (may vary by lender and borrower profile)

  • Loan Tenure: Up to 30 years, depending on your age and income

  • Down Payment: Typically 10% to 25% of the property's value; the rest is financed through the loan

  • Processing Time: 7–15 working days on average

  • Repayment: Monthly EMIs through post-dated cheques, ECS, or auto-debit

Documents Required for Mortgage Loans

For Salaried Individuals:

  • PAN card & Aadhaar card

  • Latest salary slips (3–6 months)

  • Form 16 or ITR returns (2–3 years)

  • Bank statements (6 months)

  • Property documents (Agreement to Sale, Title deed, NOC)

For Self-Employed or Business Owners:

  • PAN card & Aadhaar card

  • ITRs for last 3 years with computation of income

  • CA-audited financials (Balance Sheet & P&L)

  • GST Returns or business proof

  • Bank statements (12 months)

  • Property-related documents

Why Choose Us?

  • Personalized mortgage loan consultation

  • Tie-ups with major banks and NBFCs

  • Faster documentation and processing support

  • Loan options for salaried, self-employed, and NRIs

  • Support for top-up loans, balance transfers, and refinancing

One solution for all your financial concerns!

Inquire today and get expert guidance.

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Capital Cure is a financial consultancy firm providing expert solutions for businesses and individuals seeking financial stability and growth.

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