Project Loan

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Project Loan Consultants: A Guide to Finding the Best Help

We will serve as your one-stop shop for all your Project Loans in Rajkot needs. We are here to help you. We can help you assess your needs, find the right lender, and prepare the necessary paperwork.

We serve a diverse range of businesses with a workforce of more than 40 professionals spread throughout all offices. Since each service division has a dedicated team, each of the services—audit & accounting, GST, income tax, international taxation, transfer pricing, FEMA, due diligence, and speciality offerings like a forensic audit—can be provided by a team that is specifically focused on that service.

What is a project loan? A project loan is a type of Loan specifically designed to finance a specific project. The project itself usually secures the Loan, and the terms of the Loan are tailored to the specific needs of the project.

Having connections to banks is not the only need for project financing. It involves creating a reliable feasibility study, coordinating paperwork, following the rules, and maintaining a consistent line of communication with the most aggressive banks that can promptly meet your demands. R K Doshi& Co LLP has been in the industry for decades and has great contacts with India's top Private & Public Sector Banks.

Project Financing Services in Rajkot include:
  • Preparation of Project Report
  • Assistance in Opening Bank Accounts of Clients.
  • Loan arrangement- Cash Credit Limit, Term Loan & Project Loan
  • Working Capital Proposals (CC/LC/BG)
  • Loan Against Property
  • Home Loans
  • Term Loans
  • OD limits
  • Machinery Loan
Who can apply for Project Financing Services?
  • Proprietorship/Partnership/Pvt. Limited / Limited company.
  • Age 25-65 years of the main applicant.
  • Having good experience and net worth.
  • Able to invest min. 25% of the total project cost.
  • Having a profitable business for at least one-year-old, you can apply if you have a new initiative.
  • The property's title must be free and clear of liens, which means it cannot be adversely affected by any ongoing legal proceedings.
Documents
  • Photograph of main applicants.
  • Aadhaar Card.
  • ID proof: Pan card/ Passport/c Driving License.
  • Signature Proof: Pan card/ Passport/Driving License.
  • Age verification: birth certificate, passport, driver's license, or Pan card

Passport, voter card, driver's license, ration card, phone bill, and electricity bill are examples of residence proof.

Office documentation, such as a phone bill, a sales tax registration document, or an electricity bill.

Electricity Bill, Property Tax Paid Bill, Title Deed, Municipal Tax/Municipal Charge Bill, and Receipt are examples of ownership proof.

Financial statements from the previous three years that have been audited, the audit report, and any schedules.

Property papers submitted as collateral Project report containing information on the company, the Prompters' profiles, the project's cost, and financial projections for the following five years.

Main account's most recent six-month bank statement.

A letter of approval for the company's current cash credit or overdraft limit.

MOA/partnership deed as evidence of constitutionality.

Others: any government registration, such as sales tax, excise tax, and service tax.

Loan Proof: A list of all active loans' repayment schedules.

Tips for getting a project loan:

Have a well-prepared business plan. The lender will want to see that you have a clear plan for using the Loan and how you will repay it.

Have good credit. Lenders will see that you are a trustworthy borrower if you have a high credit score.

Be prepared to provide collateral. Collateral is something of value that you can pledge to the lender if you default on the Loan.

Ask for help from a financial advisor. Find a Project Loan consultant in Rajkot who can understand your options and choose the right Loan for your needs.